It’s time to get fit… Financially Fit! Brought to you by American Eagle Financial Credit Union.
You know DJ Buck, he’s always having problems with his money. What to do with it, how to save it, checking credit scores… where do you even start? American Eagle Financial Credit Union is here to help us all get Financially Fit!
Do you know what your credit score is, and how to improve it?
Or what you need to know as a first time home buyer?
Or why it makes sense to bank with a credit union?
Find out now, and listen to more expert advice from AEFCU every Monday morning at 7:45am only on Hot 93.7!
Financially Fit Part 4:
Is Refinancing a Bad Thing?
Refinancing is not always a bad thing. As rates go down, you can always try to get the best rate. The tricky part here is figuring out what your property worth. Property values in CT are up and down, so your neighbors can have an effect on what your home is worth. Remember, taxes in the town where you live can be an important thing to consider… they can be $3,000 to $12,000 dollars! Thankfully, many lenders allow you to simply roll these taxes into your mortgage payment, meaning you don’t have to pay a special bill and can get it all taken care of together each month.
Financially Fit Part 3:
Set It & Forget It Savings
One of the best things to do with a savings account is, don’t touch it! If you want to get serious about saving, set up part of your paycheck to be automatically deposited into your savings account, and don’t link it to your checking account. This will help you avoid the temptation to spend that money… like the saying goes, out of sight, out of mind! Before long, that savings account will get bigger and bigger!
Financially Fit Part 2:
Don’t Be a Creature of Credit
Patty Mason joins DJ Buck to look at some ways to build and improve your credit score! Some of the highlights– pay your bills on time, and understand when your dues dates are. And don’t put your credit cards at their maximum, that can hurt your credit score… plus you’re going to have to pay interest on those cards. Don’t be a creature of Credit, remember– Cash is always King!!
Financially Fit Part 1:
Timing Is Everything When It Comes To Credit
Patty Mason is here to coach us on how to do better with credit and managing our money. This time out, Buck and Patti talk how and when to check your credit scores, when it’s a good idea to sign up for a new credit card, and why having a good credit score is important over your entire life… You have to set yourself up for success!
Check out AEFCU Financially Fit tips:
Presented by American Eagle Financial Credit Union